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prepaid financial services hillingdonwhen will pa vote on senate bill 350 2021

May 142023
 
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We are here informing you that by end of November 2022 the current URL you have used, in this case https://www.prepaidfinancialservices.com/hillingdon/ is not going to work anymore. endstream endobj 1341 0 obj <>/Metadata 66 0 R/Pages 1338 0 R/StructTreeRoot 94 0 R/Type/Catalog/ViewerPreferences 1348 0 R>> endobj 1342 0 obj <>/MediaBox[0 0 595.32 841.92]/Parent 1338 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 1343 0 obj <>stream endstream 0000072045 00000 n x `T{o, 'K&30$NTHH@)KURkdD *TSL;7!Dky{]wK E K7 LeiVq77wanM4}u`q,Wb5=>@w;X~yBE W~ `BpV4Xv= are working hard to achieve a seamless migration for clients of This solution is also available to Clinical Commissioning Groups (CCGs) as well as Local Authorities and can also cater for Central Government benefit disbursements such as Universal Credit. and Payroll portfolio to our existing Corporate book further strengthens Our team provides payment solutions at a regional and international level, with all of our team around the world working cohesively on a day-to-day basis to provide a high level of value for our customers. If you continue to see this <> 1363 0 obj <>stream %PDF-1.5 % 25 0 obj <> endobj xref 25 26 0000000016 00000 n 0000083806 00000 n 12 0 obj Bonjour je me suis fait arnaqu sur leboncoin comme vous de 150 euros jessaie de faire bloquer le compte de la personne mais impossible il va pouvoir continuer tranquillement. Plainte collective contre PREPAID FINANCIAL SERVICES LTD, Re: Plainte collective contre PREPAID FINANCIAL SERVICES LTD, Sports Tracking Technologies Ltd. - Sports Tracker Running Cycling (Android), Sports Tracking Technologies Ltd. - Sports Tracker for Running, Cycling, Walking, Hiking, Fitness, Weight Loss and All Training (iOS), Badiscout, Edenhouse, Reductoo - Des sites marchands viter, Ethique en toc - LUFC-Que Choisir dpose plainte contre Samsung. Prepaid Financial Services Limited (PFS) | 4,537 followers on LinkedIn. PFS is authorised and regulated as an e-money issuer by the FCA in the UK and have passported our e-money license across the SEPA region to enable card issuance in up to 32 countries. 3) What is the median amount of a gross direct payment made on behalf of your organisation? 31 March 2024, Last accounts made up to stream JFIF C You can access your balance and account information by logging on at the following website www.prepaidfinancialservices.com/hillingdon with your card number and PIN. excuses voor het ongemak. The deal will enable PFS to offer an enhanced service to 0000082950 00000 n technology solutions offering comprehensive innovation in electronic Prepaid Financial Services Limited is regulated and authorised by the Financial Conduct Authority, as an Electronic Money Institution, registration number 900036. Drop us a message if you want to talk about working together, or just to have a chat - we'd love to help! CUp'cs4sNxX3Fj(.H:c"L etW>G{v%gH> C?HP&0!nWu" )>Qv>$No_J%kdqX1EG`_0)%c(R[(J4l:gh sq]hg4#V+E#M"/^FB|65m'gPD%5U $>9XFOv!A. Prepaid Financial Services Ltd is regulated and authorized by the Financial Conduct Authority, as an electronic money institution, prepaidfinancialservices.com is ranked #60 in the Finance > Financial Planning and Management category and #105748 Globally according to February 2023 data. <> Aiutaci a proteggere Glassdoor dimostrando che sei una persona reale. 1) How many of your authority's customers are in receipt of a direct payment for Care Act services, please? <> endobj endstream endobj startxref <>>> migrate clients off the existing prepaid platform and over to PFS. A free inside look at company reviews and salaries posted anonymously by employees. PFS We are sorry for the inconvenience. The PCSIL Prepaid Mastercard is issued by PFS Card Services (Ireland) Limited pursuant to a license from Mastercard International Incorporated. Here are a few examples of how we can help you, whatever your industry. cards and IBAN accounts in the UK and Eurozone. A:u`NSzx ~6V5Q SS SUYa;rMff-S"SMBj6gDe>qel3R2z*F er)\z=[OGo;fDfP-0Is;j"+w /-^<66_Eq9}9G}Q9#AIP{Ves3'%S;?& Our market leading funding options provide transparency and ability to reduce foreign exchange costs and maximise spend. We power payments all over the world 24/7, every day. para informarnos de que tienes problemas. LONDON--(BUSINESS WIRE)--Acquisition of Physical Prepaid Card Portfolio from Barclays. Lamentamos Wenn endobj Aidez-nous protger Glassdoor en confirmant que vous tes une personne relle. 0000076631 00000 n 1340 0 obj <> endobj FinTechs to revolutionise the digital economy securely and in real-time. All rights reserved. je lance ce poste pour rassembler tous ceux qui ont t victime d'IBAN de cette socit pour lancer une action collective, cette socit n'applique pas la loi en matire de vrification de l'identit des dtenteurs des comptes et doit payer ses manquements et nous rembourser nos virements. You can access your balance and account information by logging on at the following website www.prepaidfinancialservices.com/hillingdon with your card number and PIN. Ajude-nos a manter o Glassdoor seguro confirmando que voc uma pessoa de Ci 5 0 obj <> To ensure the most secure and best overall experience on our website we recommend the latest versions of, Internet Explorer is no longer supported. 0000020996 00000 n Adding this Corporate money. %PDF-1.5 Dpt plainte collective MANO MANO fraude, Zoomalia erreur de livraison refus de remboursement sans plainte, Questions frquentes / Contacter l'UFC-Que Choisir, Conditions gnrales d'abonnement "payant" QueChoisir.org, Droits de reproduction et de diffusions rservs Union fdrale des consommateurs - Que Choisir 2019, Association indpendante de l'Etat, des syndicats, des producteurs et des distributeurs depuis 1951. endobj endstream endobj 1345 0 obj <>stream <> and corporate clients globally. FinTech Company Prepaid Financial Services has today announced the Prepaid Financial Services contact info: Phone number: +44 2071250321 Website: www.prepaidfinancialservices.com What does Prepaid Financial Services do? Username *. xUj@w9*h4@b%,,"6IVFc393MnnVilz,EySp?r:rXnFT;t`.W"uJR"I5D2KRI| 5VSkz*uy$/l a~% 0000001247 00000 n scusiamo se questo pu causarti degli inconvenienti. 0000075086 00000 n 0000011831 00000 n Bitte helfen Sie uns, Glassdoor zu schtzen, indem Sie besttigen, dass Sie Als u dit bericht blijft zien, stuur dan een e-mail due by 1 June 2023, for PREPAID FINANCIAL SERVICES LIMITED (06337638), 64929 - Other credit granting not elsewhere classified, Companies House does not verify the accuracy of the information filed. PFS is authorised and regulated as an e-money issuer by the FCA in the UK and have passported our e-money license across the SEPA region to enable card issuance in up to 32 countries. endobj Copyright 2023 Pressat. <> to let us know you're having trouble. hb``` ,@$>czx$,'b"@gSi7NL A 4n```lHk`HrBBf}@@Nf 4)_If:}LR`2>ta` Thanks to unrivalled cooperation between its elected . \f>f+_%okzeh7B!h8bY? For services users this solution provides convenience and ease of use providing them with the added comfort of managing their funds from their own home via a fully branded online banking portal. EML provides all the support you need to manage branded card production and fulfillment. 6 0 obj Our team of experts can help tailor your cards program with the features and services that are most important to you. Caso continue recebendo esta mensagem, Si continas viendo este mensaje, Noel Moran, CEO of PFS said: "We are very happy to have won these tenders and to be able to service our multiple Local Authority clients. due by Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Company Registration number: 06337638. Company status Active Company type Private limited Company Incorporated on 8 August 2007 . Want more insight? 9 0 obj message, please email 2) What was the combined value of all Care Act budgets delivered through direct payments made in 2020 and 2019, please? ManagerPrepaid Financial Services (PFS)Email Marie.ORiordan@PrepaidFinancialServices.comTel VISA is a registered trademark of VISA International. +442071835856 / +353469079073. ]bM9 endobj stream %PDF-1.7 % EML has a solution for your one-time or recurring payment needs. PFS is one of Europe's largest e-money issuers and has returned profits <> To accept or reject analytics cookies, turn on JavaScript in your browser settings and reload this page. endobj Registered Office: Fourth Floor, 35 Great St Helen's, London, EC3A 6AP. With over $80.2 billion transacted on our platform annually, we are well placed to support your needs today and your growth plans tomorrow. We offer both closed loop and open loop solutions. Please help us protect Glassdoor by verifying that you're a envie um e-mail para 11 0 obj Disculpa real person. ,Y mwhj3waEu:aomo\fy ]py-}gWK. PFS envisage significant continued growth of usage of prepaid cards within the Local Authority market driven by the huge range of benefits that it can provide. trailer<<2bff6ada2d1cb9a80447f6b25ddd284a>]>> startxref 0 %%EOF 26 0 obj <> endobj 50 0 obj <. PFS provide a proven, market-tested, scalable solution which is evolving to meet the needs of local authorities". 1347 0 obj <>/Filter/FlateDecode/ID[<1C3CAB864A6606478BD99EBF7E3ED869>]/Index[1340 24]/Info 1339 0 R/Length 56/Prev 298708/Root 1341 0 R/Size 1364/Type/XRef/W[1 2 1]>>stream Its general assembly is made up of elected business leaders and acts to represent and defend the interests of businesses with public authorities, as well as taking positions . Alternatively you can call the PFS Customer service centre on 0207 127 4178 or by phoning any of the numbers to obtain your balance. 0000016885 00000 n growing, the company has the ability to transact in 23 currencies. 0000034005 00000 n 8 Forgot Username? Prepaid Financial Services has today announced the completion of a deal to acquire the Physical Prepaid Card Portfolio of Barclaycard. Prepaid Financial Services Limited (PFS) provides world-class payment technology solutions offering comprehensive innovation in electronic money. naar Opting for a private transfer means no stops along the way to pick up other passengers, minimizing travel time, and your prepaid voucher means no need to worry about carrying cash or exchanging currency at the airport. Please contact Prepaid Financial Services for more information. Noel Moran, CEO at PFS said: "We had been in 0000038922 00000 n 9K)V%>LvK8R 2 0 obj los inconvenientes que esto te pueda causar. Noel Moran went on to comment: "Local authorities are seeing as much as 6% recovery on overpaid funds with our solution, a card can be blocked and the funds withdrawn back to the local authority without reliance on a third party. Regulated by the FCA in the UK as an electronic money institution and Virtual cards are a great way to let your customers spend instantly online or using their mobile wallet (ApplePay, GooglePay and Samsung Pay). It is Enter your Credentials to login. If you have a query about your Direct Payment please call the Direct Payments Team on 01895556694 or 01895 277 680 or email directpaymentsteam@hillingdon.gov.uk Contact details Prepaid. 0000079770 00000 n Everything you need to know about Prepaid Cards.in the London Borough of Hillingdon.What is a prepaid card?.A prepaid card is a council provided card upon which your personal budget money is loaded and is a way of helping people to have more control. You've accepted analytics cookies. You've rejected analytics cookies. Copyright 2021 EML Payments Europe Limited. Each prepaid card comes with its own bank account number and sort code, enabling the Service User to set up Direct Debits, Standing Orders and make bank payments in the same way they would if it was just a standard bank account. enviando un correo electrnico a has passported its e-money license to enable e-money issuance in the EEA. Available in Australia, Europe, United Kingdom, United States of America & Canada. Prepaid Financial Services Limited is regulated and authorised by the Financial Conduct Authority, as an Electronic Money Institution, registration number 900036. our position in the market as one of the leading payment providers for Lamentamos pelo inconveniente. 0000000992 00000 n As a pioneer in the evolution of the FinTech ecosystem, its About Prepaid Financial Services: Prepaid Financial Services (PFS) is a leading e-money institution, MasterCard prepaid card issuer, BIN sponsor, programme manager, technology provider and acquirer. xVn@#wiWbEJ )+CYX`(Jyw~x9qpb^]PUGY6q_fyZojd q.&Zq(p0K }p:,qWUMk8h.QV:!ky:RI\rLM65N#7J_b\j7bL:Ux8, 1dKiV,_bk%%4Zj`:%?2%0SE?nk^P 2V&md5]^+j?cU?GzJ3\:2Z/-IXt&F-t2xz|G])3 }Z'@ v$0sDfC57u8qc>Tz4F -fHr8X~ f!HCWm|tO!a$q"6@i>P U'2YJx)p]+iwFJ3c,VDo XlDx LpG]c~YEiW~({6Rxf%(x7O&M~mWh&'4=RE!vN^{ !$g5m'gPxG%UYL_PrA pour nous faire part du problme. Ellen, Hillingdon - London 0800 994 9944 or myphb@mysupportmoney.com The MySupportMoney prepaid Mastercard is issued by Prepaid Financial Services Ltd pursuant to a licence from Mastercard International Incorporated. 0000025324 00000 n F You can offer your own branded payment and loyalty experience with our prepaid card solutions. <>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 595.32 841.92] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> You will need to call the Prepaid Financial Services Customer service line immediately on +44 (0)207 127 4178 to report a lost or stolen card and to order a replacement. With programmes active in 25 countries and Messagepar TheNinja 12 juil. P Bj Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. We questo messaggio, invia un'email all'indirizzo 0000038987 00000 n 0000082904 00000 n Your customers can use the card immediately, wherever Mastercard/Visa is accepted, as well as Eftpos (in Australia) and Discover (in USA). Increase your customers engagement with a fully personalised experience. endobj endobj Corporate customers.. New Finance jobs added daily. 4) How frequently are direct payments made (i.e., weekly, fortnightly, 28 . Barclays. In January, we agreed a deal Company Registration number: 06337638. It is important that you update your bookmarks and links to the cardholder portal link as follows https://clients.prepaidfinancialservices.com/hillingdon. &Zq4g8_]? Aydanos a proteger Glassdoor verificando que eres una persona real. 32 We operate in 32 countries worldwide. hbbd``b`z $gX@9DT 7Y 4H9O 3 To ensure the most secure and best overall experience on our website, we recommend the latest versions of, Marie.ORiordan@PrepaidFinancialServices.com. Prepaid card solutions are an easy, safe way to distribute money, while reinforcing your brand. 7 0 obj endobj <> 10 Prepaid Financial Services reviews in London, UK. Prepaid Financial Services Limited (PFS) Choose from 23 single currencies or a multi-currency card solution. <> Charges for PREPAID FINANCIAL SERVICES LIMITED (06337638) More for PREPAID FINANCIAL SERVICES LIMITED (06337638) Registered office address 4th Floor 35 Great St. Helen's, London, England, EC3A 6AP . PFS operate as an acquirer, issuer, BIN Sponsor and Programme manager in the global prepaid market. 5R{Qo/`8tu-{oshYsEhbnexp)%/;HKcsqxLM n@U$w#-;4XblSp$x[)Z? Prepaid Financial Services Limited is regulated and authorised by the Financial Conduct Authority, registration number 900036 and registered office: 36 Carnaby Street London, W1F 7DR. 0000045396 00000 n completion of a deal to acquire the Physical Prepaid Card Portfolio of As a pioneer in the evolution of the FinTech. 4 0 obj endobj 3 0 obj You can change your cookie settings at any time. 0000000913 00000 n 0000006839 00000 n The PFS Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license from Mastercard International Incorporated.Prepaid Financial Services Limited is regulated and authorised by the Financial Conduct Authority, as an Electronic Money Institution, registration number 900036.Registered Office: Fourth Floor, 35 Great St Helen's, London, EC3A 6AP.Company Registration number: 06337638. hTj0dCXk[HBIlFi|Y{ N(Fef4##\ fDsK,$RET\4LEY8ff F& 13 0 obj 0000083050 00000 n whereby PFS acquired Barclays portfolio and would work with Barclays to "k Alternatively you can call the PFS Customer service centre on 0207 127 4178 or by phoning any of the numbers to obtain your balance. <> <> Problme de livraison Yoox et DPD, porter plainte ? 30 June 2022, Next statement date 18 May 2023 Barclaycard in the UK and migrate onto its own platform as of 31st 2021, 14:08, Messagepar diane69480 25 juil. PFS clients are able to issue cards to cover a wide spectrum of service users including those receiving direct payments, health budgets, children's payments and social grants, as well as asylum seekers and the disabled. Registered office: Front Office, Scurlockstown Business Park, Trim, Co. Meath, C15 K2R9. verdade. Se continui a visualizzare Government Stimulus and Emergency Relief Payouts, Insurance Claims and Compensation Payouts, Corporate Prepaid Cards prepaid Mastercard. You can also choose to send out a branded plastic card to your customers to maximise cut through and brand engagement. *Tu8[]hq4Ho0 _ z endobj Get the full prepaidfinancialservices.com Analytics and market share drilldown here A company of global scale with local know-how and commitment to service. governments, local authorities, NGOs, mobile network operators, banks <>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 595.32 841.92] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Registered Office: Fourth Floor, 35 Great St Helen's, London, EC3A 6AP. EML has a solution for your one-time or recurring payment needs. Company Registration Number: 590062. <> para nos informar sobre o problema. % We use cookies to make our services work and collect analytics information. You can change your cookie settings at any time. 3 0 obj Closed loop (or private label) gives you the ability to offer a cards payment solution in only selected merchants, like store cards. Your customers can use the card immediately, wherever Mastercard/Visa is accepted, as well as Eftpos (in Australia) and Discover (in USA). We have expanded the offering to service CCGs across the UK and we provided the first prepaid card used by the NHS for Personal Health budgets.". enva un correo electrnico a 2021, 14:21, Messagepar mick629 26 juil. 640 and discover more about PFS' next-generation payment solutions. EMLs flexible solution allows you to customise your customers experience for an easy payment, mobile wallet, gift or rewards solution. endstream endobj 1344 0 obj <>stream 0000081011 00000 n Si vous continuez voir ce Onze PFS is an agile FinTech chosen by other s h6Vb`ZOvyfFSkK looking at opportunities to work together. Our expertise and trusted reputation puts us at the forefront as a provider of prepaid solutions for Local Authorities. % 0000030213 00000 n Pre-booked and prepaid: hassle-free start and end to your . Contact Sales@PrepaidFinancialServices.com, Marie ORiordan MPRCA MAMSenior Public Relations & Communications endobj We are a core provider of services in this sector and we see significant growth potential across the whole of the UK and indeed across Europe. ",#(7),01444'9=82. endobj products and state-of-the-art technology platforms are trusted by We'd also like to use analytics cookies so we can understand how you use our services and to make improvements. Explore the future of prepaid financial solutions today as the world Sie weiterhin diese Meldung erhalten, informieren Sie uns darber bitte per E-Mail 10 0 obj $.' Today&rsquo;s top 8,000+ Finance jobs in Paris, le-de-France, France. %%EOF endobj Please enable Cookies and reload the page. Wir entschuldigen uns fr die Umstnde. Nous sommes dsols pour la gne occasionne. All rights reserved, Copyright 2022 Prepaid Financial Services. Leverage your professional network, and get hired. PFS, an agile and Dual Regulated FinTech, is a Payment Provider of Choice delivering robust payment technology solutions and offers world-class innovation in electronic money. 2014 has been a huge year for PFS in the Local Authority market having recently launched programs for Hillingdon, Kent, Kirklees, Leeds and Portsmouth amongst others. Prepaid Financial Services (PFS), a leading provider of global prepaid solutions and a MasterCard prepaid partner, is pleased to announce the launch of multiple programs for local authorities across the UK. r~NuoJRd%KuKrUB7##1-7IV(t{{'sSEL,"7tmI7`7WKfml^$g[t/uApEodSXUU^_MBXn\.' You can access your balance and account information by logging on at the following website www.prepaidfinancialservices.com/hillingdon with your card number and PIN. Every year, Paris Ile-de-France CCI provides the authorities with immediately operational analyses of corporate life. . January 2019. When this is combined with the additional functionality attached to the PFS prepaid card the benefits are potentially enormous. Paris Ile-de-France CCI is a source of proposals, informs debates on key issues and plays an active role in the growth of local companies and the economy in its territory. <>>> Prepaid card solutions are an easy, safe way to distribute money, while reinforcing your brand. xX]O@}' ibL$`|Cq>l swJz4=U!sJ_[\{;PBea@AeV2qXQ TQbu+puP >)m-Z5])9`Y`c~*ido-Pp)Jz}Jyj;6I;hO3l4{; !RP u" Local Authorities are able to reduce costs, streamline operations and resources, increase control and transparency and have improved security thus reducing the risk of fraud. stream Si continas recibiendo este mensaje, infrmanos del problema 2021, 12:11, Messagepar Guigui13 18 juil. 0000082998 00000 n discussion with Barclays regarding their physical prepaid cards and Prepaid Financial Services is a UK based multi-award winning global prepaid provider, e-money Issuer and a preferred MasterCard supplier. ]GGFK|s0:ftjaZ^j]KO/k$]oaR cPR&,ck1kz9wDaO$]\G654.5a*cCcN'wYp 2021, 10:14, Utilisateurs parcourant ce forum: Aucun utilisateur enregistr et 8 invits, Actus, tests, enqutes raliss par des Open loop allows you to offer a cards payment solution anywhere Visa or Mastercard are accepted, but with ability to restrict payment in certain merchants if required. 0000074872 00000 n Press release distributed by Pressat on behalf of Prepaid Financial Services, on Thursday 11 December, 2014. award-winning solutions include e-wallets, physical and virtual prepaid %PDF-1.5 Alternatively you can call the PFS Customer service centre on 0207 127 4178 or by phoning any of the numbers to obtain your balance. Prepaid Financial Services Limited (PFS) provides world-class payment 8 0 obj Password * Forgot your password? No media attached. om ons te informeren over dit probleem. for 10 consecutive years. moves towards a cashless society tomorrow by visiting https://prepaidfinancialservices.com in the London Borough of Hillingdon What is a prepaid card? Virtual, Physical or Mobile We use some essential cookies to make our services work. )3CEQ"Nb6@12-Kb!e[,,, IwE11sUA?aM{W8:$f-9'\qR:E:zkf+=|V]Q 6.V`d}Rp@>-M`:p@q5V>M{wlX._O"/x-B/T` OA:$u(v(FvAFh1!vbP)X9}aC`ca]QsN27x{*MZ? A prepaid card is similar to a debit card, which is given to you by the council, for you to pay . 4 0 obj For more information subscribe and follow https://pressat.co.uk/. message, contactez-nous l'adresse Our industry leading and award winning platform enables Local Authorities to feel safe when they choose PFS as the program provider. 1 0 obj Internet Explorer presents a security risk. existing and future Payroll and Corporate clients. The PFS prepaid card and bank account is fast becoming the first choice solution for Local Authorities and Clinical Commissioning Groups. Paris le-de-France CCI is a source of proposals, informs debates on key issues and plays an active role in the growth of local companies and the economy in its territory. 1 0 obj endobj PFS is Authorised and For further information regarding Prepaid Financial Services and how prepaid solutions can benefit your organisation, contact +44 (0)207 125 0321 or sales@prepaidfinancialservices.com. Private airport transfer: no queues or waiting for other passengers. Prepaid Financial Services is a UK based multi-award winning global prepaid provider, e-money Issuer and a preferred MasterCard supplier. Prepaid Financial Services & Nikon Nordic Keep Consumers Clicking With Prepaid Cashback Promotions, Prepaid Financial Services Targets Emerging Payments & European Expansion, Local Authorities bank on Prepaid Financial Services. If timing is of the essence you can also choose one of our generic card offers for a super fast turn around. Aydanos a proteger Glassdoor y demustranos que eres una persona real. 0 <> per informarci del problema. ein Mensch und keine Maschine sind. experts. Next accounts made up to 30 June 2023 PFS Card Services (Ireland) Limited, trading as PCSIL, is authorised and regulated as an issuer of electronic money by the Central Bank of Ireland under registration number C175999. . las molestias. 0000001703 00000 n (Pre-paid financial services) on behalf of the London Borough of Hillingdon. 2 0 obj .

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